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A mortgage is a lending system that allows you to pay a small fraction of a home’s selling price as a down payment while a lending institution loans you the rest of the money. You agree to pay back that money, plus interest, over a set period of time - usually 10 to 30 years.

All mortgage lenders have standards to determine to whom they will lend money. This is why it is important to maintain your credit score. Your credit score can be the deciding factor on whether you will qualify for a mortgage. Several other factors are used, including your employment situation and history, your current income, other debts and more. All of these play a role in becoming qualified.

Integrity Mortgage of Greensboro is a mortgage banker with a focus on providing creative mortgage solutions to our customers. We put our emphasis on the concept of having a “customer for life,” and help our customers find the right solution for their mortgage lending needs. The borrower remains our focus as we help them to grow and prosper.
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